Terms of Use

Last modified January 27, 2018.

Introduction

K. Liu & Company LLC operates www.kliuco.com subject to the following terms. These include disclosures and disclaims that are important to understand before using the website.

If you do not consent to these terms, you may not use the website. By continuing to use the website, you consent to the terms.

No Investment Advice

We present the content on this website solely for general financial and investment information. We do not recommend particular securities or give other financial or investment advice on this website. Proper financial and investment advice is impossible without a diligent consideration of your specific financial situation, risk tolerance, and many other factors. We do not consider such factors in preparing the content on this website. Before any investment decision, you should consult an investment advisor and other appropriate professionals.

All content on this website is provided “as is” without any express or implied warranty of any kind. We are not responsible for any errors or omissions.

Disclosures

We may have investments, including short positions, related to securities or other investments mentioned in posts on the website. If we are aware of such investments when we make a post, we disclose them at the time. However, our investment positions may change at any time without any additional disclosures. Thus, by the time you read a post, we may have acquired a position in a mentioned investment that we did not have and thus did not disclose when the post was made. Alternatively, we may have sold or closed a position in a mentioned investment in which we disclosed a stake by the time you read a post.

The website earns revenue through donations, advertising, and affiliate links.

We accept donations from readers to support our work on the website. Nothing is provided in exchange for the donations we receive.

We may use a third-party service to display advertising on this website. Advertisements are displayed programmatically. We do not choose or vet the advertisements are displayed. As such, we do not endorse any products or services advertised, and make no representations or warranties about them. And we are not responsible for any inaccuracies in the advertisements or in any linked content.

We may participate in affiliate programs. These programs allow us to include a link to a vendor when we happen to mention certain products or services in a post. If you use the link to make a purchase, we earn a commission. By including affiliate links (or any other links), we do not endorse any products or services, and make no representations or warranties about them. And we are not responsible for any inaccuracies in any linked content (in affiliate links or any other links).

All that said, we strive to be independent and unbiased. We do not make paid endorsements. And we receive no direct compensation for posts on the website.

Privacy Policy

Your use of this website is also subject to the terms set forth in our Privacy Policy.

Hosting

This website is hosted by Squarespace. Squarespace has its own Terms of Use, which you should review.

Intellectual Property

All content on this website is owned by K. Liu & Company LLC or its licensors. All rights are reserved.

Choice of Law

K. Liu & Company LLC is located in the State of California. These terms of use and our Privacy Policy are written with reference to California law. All disputes arising out of the operation or use of this website are governed by California law.

Modifications

These terms of use may change from time to time, so please check regularly for updates. When there are material changes to the terms, we will notify visitors with an announcement bar or similar device. If you do not consent to the changes, you may not use the website. By continuing to use the website, you consent to the terms, including all changes.

Contact Information

If you need to contact us about these terms of use, please e-mail us at info@kliuco.com.